Chase “Bold Chat Court” Contest (the “Contest”)

Official Rules

NO PURCHASE, PAYMENT, OBLIGATION, OR FINANCIAL DISCLOSURE OF ANY KIND IS NECESSARY TO ENTER OR WIN. A PURCHASE, PAYMENT, OR FINANCIAL DISCLOSURE WILL NOT INCREASE YOUR CHANCE OF WINNING. VOID IN PUERTO RICO AND WHERE PROHIBITED BY LAW.

CONTEST DESCRIPTION:

Chat Court invites you to take your trip out of the group chat, for good. We’ve all been there; your bestie shares a trip idea and the group chat is going off. You’re planning the destination, dates, even the activities but then it all suddenly goes quiet, and the trip never happens. Share a story on why your trip has been stuck in the group chat and how winning this prize can help make your trip a reality.

ELIGIBILITY:

The Contest is open to all legal residents of the fifty (50) United States and the District of Columbia (having a valid Tax Identification Number (TIN) or Social Security Number (SSN)) who are eighteen (18) years of age or older at the time of entry (“you” or the “Entrant(s)” or “Participant(s)”). Employees of JPMorgan Chase Bank, N.A. (the “Sponsor” or “Chase”), Marriott International, Inc. and its affiliates (“Marriott”), FleishmanHillard, Millennium Communications, Inc. and Marden-Kane, Inc. (the “Administrator”) and each of their respective agents, representatives, officers, directors, shareholders, and employees, and the immediate families (spouse, and parents, children and siblings, and their respective spouses regardless of where they live) (collectively “Releasees”), and individuals living in the same households, whether related or not, of the above, are not eligible to enter or win a prize. Each Entrant, by participating in the Contest, agrees to be bound by the Official Rules and Sponsor’s decisions which are final and binding. Void where prohibited or restricted by law. The Contest is subject to all applicable federal, state, and local laws and regulations.

TIMING:

The Contest begins on September 26, 2024, at 9:00:00 AM Eastern Time (“ET”) and ends on October 30, 2024 at 5:00:00 PM ET (the “Entry Period”) which is further divided into five (5) weekly entry periods (each a “Weekly Entry Period”) as defined in the chart below. Entries must be received by 5:00:00 PM ET on October 30, 2024. *For purposes of this Contest, a “day” is defined as a 24-hour period, beginning at 12:00:00 AM ET and ending at 11:59:59 PM ET except for the first day of the Contest where a day is defined as beginning at 9:00:00 AM ET and ending at 11:59:59 PM ET and the last day where a day is defined as beginning at 12:00:00 AM ET and ending at 5:00:00 PM ET. The Sponsor’s computer, or that of its designee, runs the official clock for the Contest and will solely determine the time by which an entry is received.

During the Contest, there are a series of Contest-related “events” (explained in detail in these Official Rules), which start and end on or about the dates and times noted below.

The Contest Event & Timing Chart (the “Chart”)

All dates/times are 2024/Eastern

HOW TO ENTER:

• Briefly tell us about:
  • Your proposed trip;
  • What is holding you back from booking it; and
  • Create an Instagram Reel or share a brief story on why your trip has been stuck in the group chat and how winning 500,000 Marriott Bonvoy Points can help make your trip a reality for your group.
  • Tell us by creating an Instagram** Reel (maximum 60 seconds) or in words/a written description (maximum 700 characters).
  • **If you are creating a Reel, post your Reel on Instagram and include #contest.
• Go to chase.com/BoldChatCourt, complete the required registration information, and either:
  • Type or copy your story into the required field, or
  • Include the link to your Instagram Reel from your public Instagram account where required.
• Click the Submit button (collectively the “Entry”).

**In order to submit an Instagram Reel: You will first need to become a registered user of www.Instagram.com or log into your existing Instagram account. If you do not have an account, go to www.Instagram.com to create one. Instagram accounts are free. Data and usage rates may apply to the download and use of the Instagram application. By submitting your information and creating an Instagram, you agree to the Instagram Terms of Use and Privacy Notice. If you do not agree to such Terms of Use and Privacy Notice, you cannot create an Instagram account, or participate in the Contest via the Instagram Reel method of entry.

Limit one (1) Entry per person per Weekly Entry Period.

Important Information About Your Entry:

• Entry” is defined, for purposes of the Contest, as including the Entry Form and the written description of your proposed trip or an Instagram Reel about your proposed trip. Any additional materials submitted with Entry (i.e., website URLs, newspaper clippings, etc.) will not be judged and will not be acknowledged.
• Each Entry submitted online must be COMPLETELY filled out.
• Each Entry must be submitted in English.
• Each Entry must be submitted by a single entrant; no team/group entries submissions will be accepted.
  • For purposes of clarity, Each Entry submitted is about a group trip that has not happened, but submission may only be submitted by a single Entrant.
• Entries received that are illegible, incomplete, or not submitted online are void and will be disqualified.
• Entrant certifies that (i) the Entry, including the video/text description, is his/her original work; (ii) the/she has all applicable rights to the Entry, including video/text description; (iii) the Entry has not been previously entered into another contest, published, released, or otherwise publicly distributed; (iv) the Entry including any video/text description does not infringe on any third-party rights; and (v) the Entry is suitable for the Contest.
• Entrants irrevocably assign to Sponsor with full title guarantee all intellectual property and other rights, which they now have or may in the future have to the Entry, including the video/text description, including without limitation, the copyright therein, the right to make derivative works, copies and to use for any purpose whatsoever all media, royalty-free worldwide perpetuity. Sponsor shall have the right to assign or dispose of the Entry, including video/text description however it sees fit without approval of the Entrant.
• Sponsor is under no obligation to correspond with Entrant and Entries will not be acknowledged or returned.
• If any persons appear or are referred to by name in the Entry, Entrant is solely responsible for obtaining, prior to submitting the Entry, any and all releases and consents necessary to permit the use of the Entry by Sponsor, including publication, distribution, and display of the Entry. If any persons appear or are referred to by name the Entry is under the age of majority in their jurisdiction of residence, the signature of a parent or legal guardian is required on each release. Entrant agrees to provide Sponsor with written confirmation of all such signed permissions and rights upon request.

Restricted Content:The content restrictions that follow apply to all Entries. Submissions may NOT include content that:

• contains any misuse of brand names;
• involves libelous, defamatory, disparaging, tortious or slanderous materials;
• involves nudity, or adult-oriented or sexually-explicit behavior or subjects;
• involves explicit or offensive language or content;
• involves violence;
• portrays imitations of people or characters from movie/TV shows, etc.;
• portrays discrimination;
• promotes illegal activities of any kind;
• promotes bigotry, racism, hatred or harm against any group or individual or promotes discrimination based on race, sex, religion, nationality, disability, sexual orientation, age or any basis protected by federal, state or local law, ordinance, or regulation;
• denigrates, disparages or reflects negatively on the Sponsor, its products, or employees, or on any other person, company, product, or service;
• is unlawful or contrary to the laws or regulations in the State in which the Submission was created;
• is confidential; and/or
• promotes a political agenda regardless of the political affiliation.

If an Entry includes any of the prohibited content listed above, at the sole determination of Sponsor, the Entry will be disqualified. The above list is not intended to be exhaustive; Sponsor may disqualify an Entry if it includes any content which, in Sponsor’s opinion, is otherwise unsuitable in connection with this Contest. Sponsor reserves the right to reject or disqualify any Entry at any time, in its sole discretion, without incurring any liability.

JUDGING: All entries will be judged separately within the Weekly Entry Period they were received at the end of the Contest as per the dates listed in the Chart above. During the Judging/Selection Period, all eligible entries will be judged by a panel of qualified judges (including representatives from Sponsor and its marketing agencies) under the supervision of the Administrator on the basis of the following criteria. Each eligible Entry received will be scored based on the following judging criteria*:

• Originality of the Story (50%).
• Impact of this trip to your group (50%).

*In the event of a tie, the winner(s) will be determined based on whichever Story received the highest score in the Impact judging criteria. In the event of a tie in both judging criteria, Entries will be re-judged by a different panel of judges. Judging scores will not be revealed. The decisions of the judging panel are final.

PRIZES: 

There will be a total of ten (10) Prize Winners (two (2) per Weekly Entry Period):

Five Hundred Thousand (500,000) (“500K”) Marriott Bonvoy points to book your trip on the Marriot Bonvoy platform (Approximate Retail Value (“ARV”): $6,250) and Five Thousand U.S. Dollars (USD $5,000) for the winner to use as spending money for such items as, but not limited to, airfare, meals, etc. (RV: $5,000) (collectively, each a “Prize”). Cash portion of each Prize will be awarded in the form of a check made payable to the winner (Total ARV of each Prize: $11,250). Total ARV of all Prizes: $112,500.00.

Limit: maximum one (1) Prize per person/household.

Prize Conditions:

• If a winner is not a member of the Marriott Bonvoy loyalty program, then he/she will need to become a member in order to receive the Marriott Bonvoy points. Marriott Bonvoy loyalty program accounts are free.
• Winner will receive the Marriott Bonvoy points within six (6) weeks of being confirmed a winner. All Marriott Bonvoy program rules, terms, and conditions apply to the Prize. Complete rules, terms, and conditions of the Marriott Bonvoy loyalty program will be furnished with Prize notification. Other restrictions may also apply. To the extent that there is an unavoidable conflict between these Official Rules and the Marriott Bonvoy program rules, the Marriott Bonvoy program rules will prevail.
• If a winner plans a vacation package that exceeds the Prize value, winner will be responsible for all the payment of all fees and costs in excess of the Prize prior to final booking.
• Winner and guest(s) must possess and are responsible for obtaining and must have valid ID or other required documentation for travel which may include, but not limited to, a valid driver’s license, U.S. Passport that does not expire within six (6) months of trip return date, a visa, any proof of vaccination, and/or test result, that may be required by the place/country of destination(s) and/or to return to the US (if applicable).
• Winner and guest(s) are responsible for obtaining any travel insurance (and all other forms of insurance) that they may wish to obtain at their own expense and winner hereby acknowledges that the Sponsor has not and will not obtain or provide travel insurance or any other form of insurance.
• Winner and guest(s) are bound by the terms and conditions of all airlines, hotels, and other third-party service providers used in connection with the Prize.
• Sponsor is not responsible if tickets, travel vouchers, certificates or other similar items are lost, stolen, or misplaced by winner and will not be replaced or if booked transportations are missed for any reason.
• The Prize does not include any other incidentals not mentioned in these Official Rules such as, but not limited to, airfare, ground transportation, baggage fees, alcoholic beverages, food, gratuities and tips, laundry service, merchandise, parking, room service, service charges, souvenirs and telephone calls. All other expenses not stated herein as part of the Prize are the winner’s sole responsibility.
• The winner must provide the hotel with a valid credit card for incidentals (including room service, mini-bar and pay-per-view television) and/or damage to the hotel room.
• Any representative of any hotel used within the travel itinerary has the right to remove or to deny entry to the winner and/or his/her guest(s) who engage(s) in a disrespectful or disruptive manner, is intoxicated, is a safety risk, or acts to annoy, abuse, threaten, or harass any other person.
• In the event that any portion of the trip or scheduled activities have to be cancelled for any reason whatsoever, in whole or in part, including but not limited to cancellations, postponements, an event of force majeure, an “act of God” (e.g., natural disasters, weather, etc.) or an unforeseeable health event (e.g. pandemic or epidemic), or for any other reason, then the remaining components of the Prize shall constitute full satisfaction of Sponsor’s Prize obligation to the Prize winner and his/her guest(s), and no other or additional compensation will be awarded.
• No component of the Prize may be transferred or sold unless Sponsor, in its sole discretion, gives prior written permission.

Prize Conditions:

Each winner is responsible for the payment of all taxes on their Prize. All details of a Prize not specified herein shall be determined solely by Sponsor. Except as provided herein, no cash, transfers or Prize substitution is allowed except at the sole discretion of Sponsor, who reserves the right where lawful to substitute a Prize (or Prize component) with one of comparable or greater value. If a Prize cannot be awarded due to circumstances beyond the control of Sponsor, a substitute Prize of equal or greater approximate retail value will be awarded; provided, however, that if a Prize is awarded but unclaimed or forfeited by recipient, the Prize may not be re-awarded, in Sponsor’s sole discretion. By accepting the Prize, the winner acknowledges compliance with these Official Rules. In no event will more Prizes be awarded than those listed in these Official Rules.

WINNER NOTIFICATION:

Administrator will notify potential winners by email at the email address provided with the entry on or about the dates listed in the Chart above. An Entrant is not deemed a winner of any prize, even if the winning notification should so indicate, unless and until (i) the Entrant’s eligibility has been verified, (ii) all requirements determined by the Sponsor in order to claim the Prize have been fulfilled and (iii) the Entrant has been notified that the acceptance and verification process is complete. Potential winners must respond to the instructions in the email within five (5) days of the initial notification. Potential winners will be required to complete, sign, and return [1] an Affidavit of Eligibility and Liability Release and; where legal, a Publicity Release; [2] a Travel Release; [3] an IRS Form W-9 and furnish his/her TIN or SSN that will be used only for the purpose of reporting the winner’s prize earnings to the Internal Revenue Service, as required by law; and [4] a Background Check release form. Completed documents must be returned within five (5) days from Prize notification date or the Prize will be forfeited and awarded to the next highest scoring Entrant (time permitting). Prizes must be accepted as awarded. If the prize is won by an eligible individual who is not of the legal age of majority in the state of residence (“minor”), the required documents must be confirmed and signed by winner’s parent or legal guardian. Any false statement made by a potential winner will result in automatic disqualification.

If a potential winner does not return the required documents within the stated timeframe, cannot be contacted, or if any notification/Document is returned as undeliverable, or if a potential winner is found to be ineligible or not in compliance with these Official Rules, the potential winning Entry will be disqualified and the Entry with the next highest score will be notified, time permitting, at the sole discretion of the Sponsor. Sponsor reserves the right to conduct background checks of the potential winners. If the prize is won by an eligible Entrant who is not of the legal age of majority in the state of residence (“minor”), the required documents must be confirmed and signed by Prize Winner’s parent or legal guardian, and the prize will be awarded in the name of his/her parent or legal guardian, who will be required to fulfill all requirements imposed on the Prize Winner set forth herein.

In addition, you acknowledge and agree that the Releasees reserve the right to disqualify any potential Prize winner or alternate at any time, in their sole discretion, on the basis of anything contained in or learned or obtained as a result of any background check, submitted releases, or any other forms requested by the Releasees that, in their sole opinion, would constitute a breach of these Official Rules or otherwise.

By submitting and Entry, Entrants, or, if minors, their parents or legal guardians, agree to the use by Sponsor and its designees of their names, cities and states and photographs/likenesses for advertising and promotional purposes for this and similar promotions, worldwide, and in perpetuity, in any and all forms of media, now known or hereafter devised (including and without limitation, the Internet) without additional compensation, notification, or permission, except where prohibited by law. Upon Sponsor’s request, Prize winners must consent to such in writing.

GENERAL CONDITIONS:

Except where prohibited by law, each potential winner’s entry and acceptance of a Prize constitutes the potential winner’s irrevocable, sub-licensable, absolute right and permission for the Sponsor and its designees to use, publish, post or display the potential winner’s name, entry submission, statements, biographical information, voice, city and state address, any quotes attributable to him or her, photographs/likenesses and any other indicia of persona (regardless of whether altered, changed, modified, edited, used alone, or used with other material in Sponsor’s sole discretion) for any purpose, including but not limited to advertising and promotional purposes for this and similar promotions, worldwide, and in perpetuity, in any and all forms of media, now known or hereafter devised (including and without limitation, the Internet) without additional authorization, opportunity to review, approval, notification or compensation and each potential winner releases Releasees from any and all liability related thereto.

CONDITIONS OF ENTRY:

Use of any automated entry software is prohibited. Electronically reproduced, mechanically reproduced, illegible, incomplete or inaccurate entries are void. By participating, Entrants agree to comply with these Official Rules including all eligibility requirements. In case of a dispute as to the owner of an online entry, online entry will be deemed to have been submitted by the authorized account holder from which the entry is made. Caution: Any attempt by an Entrant or any other individual to deliberately damage any online service or web site or undermine the legitimate operation of this Contest may be a violation of criminal and civil laws and should such an attempt be made, the Sponsor reserves the right to seek damages and/or other remedies from any such person to the fullest extent permitted by law. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that or any other provision.

LIMITATION OF LIABILITY AND RELEASE OF CLAIMS:

By participating in the Contest, Entrants agree to release, indemnify and hold harmless the Releasees and each of their respective agents, representatives, officers, directors, shareholders and employees from and against any injuries, losses, damages, claims, actions and any liability of any kind resulting from or arising from participation in the Contest or acceptance, possession, use, misuse or nonuse of the Prize (including any travel or travel-related activity thereto) that may be awarded. This Contest and these Official Rules shall be interpreted in accordance with the laws of the State of Delaware without regard to its principles of conflicts of law. Jurisdiction and venue shall be solely within the State of Delaware. Releasees are not responsible for technical, computer, mechanical, printing, typographical, human or other errors relating to or in connection with the Contest, including, without limitation, errors which may occur in connection with the administration of the Contest, the processing of entries, the announcement of the prizes or in any Contest related materials; or for stolen, lost, late, misdirected, damaged, incomplete, inaccurate, undelivered, delayed or illegible entries or; for electronic, computer, or telephonic malfunction or error, fail to enter into the processing system, or are processed, reported, or transmitted late or incorrectly or are lost for any reason including computer, telephone, paper transfer, or process any transaction thereon. If, in the Sponsor’s opinion for any reason, the Contest is not able to run as planned for reasons which may include, without limitation, infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, including soliciting of applications in a manner inconsistent with Sponsors’ policies or procedures or any other causes which may corrupt or affect the administration, security, fairness, integrity or proper conduct of this Contest, including any other factors beyond Sponsor’s reasonable control such as a Force Majeure (e.g., war, riots, terrorism, civil unrest, strikes, blackouts, supply shortages, order of governmental authority,) an “act of God” (e.g., natural disasters, weather, etc.) or an unforeseeable health event (e.g. pandemic or epidemic), then the Sponsor reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Contest in whole or in part, without further liability to the Entrants or third parties. In the event the Contest is cancelled prior to the stated end date, a notice will be posted on the Contest web site; and Sponsor reserves the right to conduct the judging and award Prizes from among all eligible non-suspect, valid Entries received prior to the time of the action or event warranting such cancellation. As a condition of entering the Contest, Entrants agree that: a.) under no circumstances will Entrants be permitted to obtain awards for, and Entrants hereby waives all rights to claim, indirect, punitive, incidental, consequential, or any other damages, other than for actual out-of-pocket expenses; b.) all causes of action arising out of or connected with this Contest, or the prizes awarded, shall be resolved individually, without resort to any form of class action; and c.) any and all claims, judgments, and awards shall be limited to actual out-of-pocket costs incurred, if any, but in no event shall Entrant be entitled to receive attorneys’ fees or other legal costs, and in no event to exceed two hundred fifty dollars ($250). Sponsor reserves the right to modify Prize award procedures at its discretion. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that or any other provision.

PRIVACY:

Information collected from Entrants is used only for the purpose of awarding Prizes, operating the Contest consistent with the Official Rules, and to notify winners, and will not be re-used, sold or shared in any manner by Sponsor or any third parties unless Entrant has opted-in to receive additional information and promotional material from Sponsor or a third party. Once the Contest, including any known or unknown extensions of the Contest, has ended, all information supplied by Entrants will be removed from the database.

WHO WON:

To request the list of winners, send an e-mail with subject line Chase Bold Chat Court Winners to winners@mkpromosource.com. Requests must be received no later than November 27, 2024. The list will be sent when the judging has been conducted and the winners verified.

SPONSOR:

JPMorgan Chase Bank, N.A., 201 N. Walnut Street, Wilmington, DE 19801.

Administrator: Marden-Kane, Inc., 575 Underhill Blvd., Ste. 222, Syosset, NY 11791.

This Contest is in no way sponsored, endorsed, administered by or associated with Marriott International, Inc. nor its affiliates and its brand names and logos are registered trademarks of Marriott International, Inc.

Neither Marriott International, Inc. nor its affiliates guarantee or provide any product, service, information, or recommendation offered by Chase.

This Contest is in no way sponsored, endorsed or administered by, or associated with Facebook, Instagram, Twitter or any social media site.

Any information provided is being provided to JPMorgan Chase Bank, N.A. and not Marriott International, Inc., Facebook, Instagram, Twitter or any social media site. Any questions, comments or complaints regarding the Contest are to be directed to Administrator or Sponsor, at the address above, not Marriott, Facebook, Instagram, or Twitter.

© 2024 Marden-Kane, Inc. All rights reserved. These Official Rules may not be copied, edited, or used for any other purpose, commercial or otherwise, without the express written consent of Marden-Kane, Inc.